Financing and Investment

Comprehensive guides to business financing and investment options available in the UK.

Bounce Back Loan Scheme

The Bounce Back Loan Scheme provided government-guaranteed loans of up to £50,000 to UK businesses affected by Covid-19. This guide explains …

A practical guide to convertible loan notes for UK startups, explaining how they work, the key commercial terms, accounting entries and tax …

The Enterprise Investment Scheme (EIS) offers tax reliefs to investors who buy shares in qualifying UK companies. This guide covers how EIS …

An overview of the main grant programmes available to UK small businesses, organised by region, with guidance on eligibility, application …

A merchant cash advance provides a lump sum repaid through a percentage of future card sales. This guide explains how it works, what it …

The Recovery Loan Scheme provides government-guaranteed finance to UK businesses. This guide covers eligibility, how the scheme works, …

Revenue-based financing provides a lump sum of capital in exchange for a fixed percentage of future revenue until the total repayment amount …

The Seed Enterprise Investment Scheme (SEIS) offers generous tax reliefs to investors who buy shares in qualifying early-stage UK companies. …

When a shareholder borrows money from their company, specific tax rules apply. This guide covers Section 455 Corporation Tax, benefit in …

Business grants are non-repayable funds awarded to businesses for specific purposes. This guide explains the types of grants available in …

Start Up Loans are government-backed personal loans of up to £25,000 for new and early-stage UK businesses. This guide covers eligibility, …

A business loan is a lump sum borrowed from a lender and repaid with interest over an agreed period. This guide covers the main types of …

A director’s loan account tracks money borrowed from or lent to a company by its director. This guide covers the tax rules, reporting …

An overdraft lets your business spend more than is in its bank account up to an agreed limit. This guide explains how business overdrafts …

Angel investment is funding from wealthy individuals who back early-stage businesses in exchange for equity. This guide covers how angel …

Asset finance lets you spread the cost of equipment, vehicles, and machinery over time instead of paying upfront. This guide explains the …

Crowdfunding raises money from a large number of people, usually through an online platform. This guide covers the main types of …

Debt financing means borrowing money that you repay with interest. This guide covers the main forms of business debt available in the UK, …

Equity financing means raising capital by selling shares in your company to investors. This guide explains how it works, the different …

Invoice factoring lets you sell your unpaid invoices to a factoring company in exchange for immediate cash. This guide covers how it works, …

Venture capital is investment from specialist funds into high-growth businesses in exchange for equity. This guide explains how VC works in …

A guide to the main working capital finance options available to UK businesses, covering how each works, what it costs and when it is most …